Topics like insurance and interest rates aren’t always top of mind for today’s teenagers. Let’s face it, most adults don’t even like to think about things like mortgages and debt management. But a group of tenth-graders at Overland High School have mastered the basics of those financial subjects and more. In fact, they’ve earned the title of “TCF Financial Scholars.”
The students, most of whom are just 15 or 16 years old, completed the nine-part TCF Financial Scholars Course as part of their sophomore economics class. The online course was sponsored by TCF Bank and developed by Everfi, an education technology company. The course covers a wide variety of financial issues, including credit scores and reports, financing higher education, identity protection, taxes, savings and investments.
“I learned a lot about credit cards,” said Overland student Geena Flores. “I used to think you could just buy anything, but I learned you have to pay it all back with interest.”
“I learned how to pay bills and manage debt,” said Matthew Reno, another Overland sophomore who recently completed the course.
On Feb. 23, representatives of TCF Bank and Everfi visited the Institute of Science and Technology, which is adjacent to Overland, to congratulate 42 students who successfully completed all nine parts of the program. But in addition to kudos, they also passed out a special surprise: free tickets to this weekend’s NHL Stadium Series games, featuring the Colorado Avalanche and Avs alumni playing on the outdoor rink at Coors Field.
“My dad’s a HUGE Avs fan,” said an excited Geena Flores. “I don’t know if he’ll let me go – he’ll want to go himself instead!”
Half of the students will go to the alumni game on Friday evening while the other half will attend the Avs vs. the Detroit Redwings game on Saturday. The students will ride a bus provided by TCF Bank and be accompanied by Overland staff members, including their economics teacher Melissa Lucero.
“It’s awesome,” said Lucero. “The kids worked really hard to complete the TCF Financial Scholars program and it’s cool to see them rewarded.”